Bank Details at a Glance

Routing numbers and details

Find the ABA routing numbers, SWIFT/BIC code, automatic pay-in details, and payment instructions you need for BestCitizenBank, all in one place.

Copy Your Details Get the Pay-in Form

Our routing and identification numbers

Use these official numbers to set up payroll pay-ins, automatic bill pay, and payments coming in from abroad.

ACH and Pay-ins

ABA routing transit number

Use it for pay-ins, electronic bills, tax refunds, and ACH transfers.

Routing number 122042205

Payroll and employer pay-ins

Social Security and government payments

Automatic payments to online merchants

Payments within the US

Domestic payment routing number

Use it for same-day payments sent to you from inside the United States.

Payment routing number 122042205

Same-day settlement

Real estate escrow funding

Large domestic payments

Payments from abroad

SWIFT / BIC code

Banks overseas need this to send money into your BestCitizenBank account.

SWIFT / BIC MBNKUS33XXX

Money coming in from overseas

Payments in other currencies

Correspondent bank routing

What to send your payer

Details needed to receive money

Give these details to your employer, the sender or an overseas bank when they set up a pay-in or an international payment into your BestCitizenBank account.

Details the Sender Will Need

Bank name BestCitizenBank

ABA routing number (ACH / pay-ins) 122042205

SWIFT / BIC code (international) MBNKUS33XXX

Name on the account The legal name on your account

Account number Your 10-12 digit checking or savings number

Worth Checking: Look over your account number before you hand over payment instructions. The wrong number can mean delays or returned payment fees.

Finding Numbers on a Check

On a personal or business check, the routing transit number is the first 9 digits along the bottom left.

BestCitizenBank SAMPLE CHECK

⑆ 122042205 ⑆

9876543210 ⑈

1001

Routing number Account number Check No.

Setting up automatic pay-ins

Get our pre-filled pay-in authorization form, or open it inside your online access portal, to hand to your HR department.

Get the Pay-in Form

Common questions

What people most often ask about routing numbers, payments from abroad and finding your details.

An ABA routing transit number is a 9-digit code the American Bankers Association gives each bank in the United States so it can be identified. It is used to process ACH activity, electronic money transfers, and paper checks.

Yes. At BestCitizenBank, the ABA routing number for ACH pay-ins and for payments sent from inside the United States is 122042205. For a payment coming in from abroad, the sender should use SWIFT code MBNKUS33XXX.

Sign in to BestCitizenBank online access or the mobile app and look under Your Details, or check along the bottom of your paper checks, where the account number sits in the middle between the routing symbol and the check number.

Payments sent from inside the United States before the daily cutoff of 3:00 PM EST usually arrive the same business day. Payments from abroad normally settle within 1 to 3 business days, depending on the overseas bank handling them.