Cover for multi-million balances
Extra FDIC insurance for larger balances
Keep up to $150 Million protected with full FDIC backing, while still dealing with just one bank, BestCitizenBank.
Cover up to $150 Million
FDIC protection in total
One set of records
A single bank to deal with
Rates worth having
In line with the market
Your money within reach
Access on demand
IntraFi® Network Deposits
How expanded insurance through IntraFi® works
Standard FDIC insurance covers up to $250,000 per depositor. Together with IntraFi® Network Deposits, any money over $250,000 is split into amounts of less than $250,000 and placed across a countrywide network of FDIC-insured banks. You get full protection into the millions, and you still deal only with BestCitizenBank.
Comparing the IntraFi® deposit options
FDIC insured| What you are comparing | IntraFi® CD option | IntraFi® DDA / MMDA option |
|---|---|---|
| Getting at your money | Fixed terms of 4 weeks to 2 years. Taking it out early costs you. | Whenever you like, with nothing to pay for taking it out. |
| Most you can put in | $50 Million | $100 Million |
| Most we can protect together* | $150 Million | $150 Million |
| Who it suits | People who want the most from a CD and are happy to leave the money for a set period. | People who need bigger FDIC cover but must still reach the money day to day. |
Expanded FDIC insurance questions
What people ask about how money is placed through the IntraFi® Network.
No. You keep getting one monthly record and one tax report, straight from BestCitizenBank.
Just sign in to your account, or sign the Deposit Placement Agreement with BestCitizenBank, and you can start moving money in.
Put your larger balances to work safely
Sign in to your account to arrange IntraFi® Network Deposit placement.