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More than 30 years of service

Our heritage and history

From our record-breaking launch in December 1991 to more than $7 Billion in assets today, take a look at three decades of leadership in business banking.

Dec 23, 1991

State-chartered from day one

$20.1M IPO

A record California bank launch

DTLA headquarters

601 S. Figueroa, 48th Floor

$7B+ in assets

Where we stand today

Three decades of growth

The milestones that turned BestCitizenBank into one of the nation's top commercial banks.

December 1991

Founded with a record-setting launch

We opened as a California state-chartered bank on December 23, 1991. Our first public stock offering closed oversubscribed at $20.18 million — believed to be the largest initial bank capitalization in California history.

2000 - 2010

Branching out into key markets

We grew beyond Southern California, opening full-service business banking branches in the San Francisco Bay Area, the New York Metro area, and Greater Houston, Texas.

2019 - 2020

Named a top community bank by S&P Global

S&P Global Market Intelligence ranked us the #1 Best-Performing Community Bank in the U.S. in our asset size class in 2019, and #1 in California in 2020, based on return on equity and asset quality.

Present Day

More than $7 Billion in assets & a digital lead

Today BestCitizenBank looks after more than $7 billion in total assets. Bank Director Magazine ranks us #10 among the top 25 U.S. banks, and we keep leading the way in digital access.

Where we focus

Commercial teams built around particular industries and needs.

Borrowing for middle-market businesses

Flexible working capital, equipment borrowing and term borrowing for manufacturing, distribution and service companies with sales of $3M - $50M.

Commercial real estate borrowing

Construction, permanent and mini-perm borrowing for industrial warehouses, multi-family homes, retail centers and office properties.

Professional services

Products built for medical practices, CPA firms, law practices and people working in entertainment.

Cash management services

Tools to manage money day to day, including Positive Pay fraud protection, remote check deposit, ACH credit origination and merchant services.

International private banking

Multi-lingual private banking specialists for high-net-worth individuals and cross-border businesses in Pacific Rim markets.

International trade finance

Import and export letters of credit, documentary collections, foreign exchange rate hedging and international payment services.

Questions about our history

Answers to common questions about how BestCitizenBank was founded and how we are chartered.

BestCitizenBank was granted its charter on December 23, 1991 as a California state-chartered commercial bank insured by the FDIC.
We serve the major commercial hubs across Southern California, the San Francisco Bay Area, the New York Metro area, and Greater Houston, Texas.

Work with a bank built on trust

Sign in to Online Access, or talk to our commercial borrowing team about what you want to achieve.