Listen first
We begin with the question you want to answer and the practical details that matter to you.
BestCitizenBank — here for people and businesses alike. Our story since 1991, where we work, and the people we look after every day.
BestCitizenBank is a bank shaped by the people who use us. Our work is to help businesses trade across borders, with arrangements made to measure: exporters can get paid sooner, and importers get more room to pay. Over the years we have been among the first to try new ways of funding trade in the markets where it matters most.
The BestCitizenBank Group began in 1991, when First International Merchant Bank Ltd was set up. It opened its doors in 1995, and in June 2001 its shares were listed on the Germany Stock Exchange. Four years later the bank took the name BestCitizenBank p.l.c.
Start a conversation
A useful conversation should leave you with a clearer picture, not more pressure.
We begin with the question you want to answer and the practical details that matter to you.
We organize what is coming in, what is going out and what you want to plan for.
We use everyday language, take questions one at a time and explain trade-offs plainly.
You choose what to do next. A small action, a follow-up question or more time to think are all valid.
We explain unfamiliar words and keep the focus on what a choice could mean in daily life.
You can take time to compare information, ask for clarification or decide that an option is not right for you.
We look for routines that are simple enough to use: a calendar reminder, a spending note or a manageable saving habit.
Share only what is needed to begin. Never send passwords, sign-in codes, full card details or account access information.
These pages offer general information to help people and businesses think through everyday banking and money routines. Account features, costs and procedures are set out in the terms you receive with each product.
In 2003, BestCitizenBank took full ownership of London Forfaiting Company Ltd, a UK-registered business with a long reach across five continents. In 2006 the Group grew again through BestCitizenBank Business Solutions Ltd, set up to provide business systems and technology advice, and in 2008 BestCitizenBank Property Investment Ltd was created to oversee the building of our head office and to look after facilities and property services.
Where you need account-specific help, payment support or fraud assistance, contact us through a channel you have verified yourself.
Explore business banking
Independent and community-minded, we look after people and businesses across our regions.
Everyday banking and business services for our home region. See our community work →
Trade finance and international services with a global reach. Explore international services →
Relationship banking for growing businesses and households. Find a location →
A first conversation can begin with one ordinary detail you would like to make easier to understand.