Money that moves when you need it

Sending Money & International Payments

Move money between your own accounts in a moment, connect an account you hold somewhere else, or send a payment that gets there fast, here at home or overseas.

Send money online Details to share

Moves between your accounts

Straight away, any hour of the day

Link a bank you already use

Connect it once, then move money

Payments that land the same day

Here at home or overseas

Set it and forget it

Repeat payments into savings or borrowing

A few easy ways to move money

Pick the option that matches how quickly the money needs to arrive, how much you are sending, and where it is going.

Arrives at once

Between your own accounts

Move money in a moment between your everyday account, savings, money market, and flexible borrowing accounts, any day and any hour.

No fee to move money
Available straight away
Set up automatic repayments

Move money

Between banks

Link an account at another bank

Connect an account you hold at another U.S. bank or credit union so you can move money in and out of BestCitizenBank without a fuss.

Most transfers take 1 to 3 days
A next-day option when you need it sooner
Send once, or set up a schedule

Link another bank

Lands the same day

International payments

Send larger payments here at home or overseas, knowing they settle the same day and the money cannot fall short.

Same-day cutoff here is 3:00 PM EST
Sent through the SWIFT network
Works for escrow and property closings

Start an international payment

Details to share

What to give someone sending you money

Pass these details to the bank or business sending money into your BestCitizenBank account, whether the payment starts here or overseas.

ABA Routing Number 122042205

SWIFT / BIC Code MBNKUS33XXX

What the sender needs:

Receiving bank: BestCitizenBank
Name on the account: Your Account Name
Account number: Your 10-12 Digit Acc. No.

How the options compare

How you send it	How long it takes	Cutoff time each day	Usual fee
Between your own accounts	Right away (24/7/365)	None (it is instant)	FREE
Standard transfer to another bank	1 - 3 Business Days	4:00 PM EST	FREE
Domestic payment, same day	Arrives the same day	3:00 PM EST	$15 - $25
Payment overseas	1 - 3 Business Days	2:00 PM EST	$35 - $45

Sending money questions

Plain answers on linking another bank, when payments go out, and where to find our details.

Most transfers to another bank arrive within 1 to 3 business days, depending on the bank at the other end. If your account qualifies, you can ask for next-day delivery as long as you send the request before 4:00 PM EST.

Moving money between your own BestCitizenBank accounts has no cap. Sending to an account at another bank usually caps at $10,000 a day. If you need to send more, get in touch with your banker and we can raise the limit for you.

Yes. In Online Access you can set a schedule, weekly, every two weeks, or monthly, to move money from your everyday account into savings or toward a borrowing balance, and let it run on its own.

Ready to send money?

Sign in to your account to move money between your own accounts, link one you hold elsewhere, or send a payment overseas, all safely.