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Everyday money movement

Moving money for your business

Keep a clear handle on company cash with two-person approval on payments, payroll runs sent in one go, automatic transfers between your own accounts, and payments overseas by SWIFT.

Two people, one payment

One person sets it up, another approves

Payroll and bills in one go

Staff pay and supplier bills sent together

Payments overseas

130+ currencies to choose from

Transfers that run themselves

Keep the right balance without thinking

Ways to send money from your business

A few flexible choices, each built to fit the rules and safeguards your company works to.

Payroll and collections

Send many payments at once

Upload a NACHA file or build your own template for staff pay, supplier bills, and regular payments you have permission to collect from customers.

  • Next-day and same-day ACH payments
  • NACHA file checks before you send
  • Templates for staff groups
Send a batch of payments
Sent the same day

Larger one-off payments

Send a domestic Fedwire or an overseas SWIFT payment when timing matters, whether it is a property closing, a supplier bill, or a purchase abroad.

  • Send by 3:00 PM EST for same-day delivery
  • 130+ currencies to choose from
  • Approved by two people
Send an international payment
Runs on its own

Accounts that tidy themselves

Earn more on spare cash and keep borrowing costs down with money that moves automatically at the end of each day between your everyday and savings accounts.

  • Spare cash put to work automatically
  • Automatic repayments on your credit line
  • Several companies, one view
Set up your own rules
Details to share

What to give people paying you

Share these details with suppliers at home or overseas when you are expecting money into your BestCitizenBank business account.

Payment routing number (ABA) 122042205
SWIFT / BIC code MBNKUS33XXX
What the sender will need:
  • Receiving bank: BestCitizenBank
  • Company name: Your registered company name
  • Account number: Your business account number

Business payment questions

What people ask most about two-person approval and ACH limits.

It means one person you have approved sets up a payment, and a second manager or director approves it before any money leaves the bank.
You can. Our money management portal lets you upload a NACHA formatted payroll file, or you can set up and manage each person's pay yourself.

Stay on top of company cash

Sign in to Business Online Access to send payments, run payroll, or set up transfers that happen on their own.