Personal savings & CDs
Build something solid for later, with savings you can reach, CDs at a rate you can count on, and IRAs with tax advantages, all backed by FDIC insurance.
FDIC insured
Protected up to $250,000
Rates worth having
Fixed and variable tiers
CD terms that suit you
From 4 weeks to 5 years
Sweeps you can set up
Money moving into savings on its own
Ways to save and fix your rate
Choose the account that fits how soon you might need the money and what you are saving for.
Personal Record Savings
A savings plan that earns interest and stays within reach, open to individuals, trusts, and estates, with automatic transfers if you want them.
- Interest set in tiers
- Free online access and mobile app
- Automatic sweep transfers
Savings Plans (CDs)
Fix a strong rate for a set period of anywhere from 4 weeks to 5 years, with interest added each month.
- A fixed annual APY you can count on
- Terms from 4 weeks to 5 years
- Interest added every month
Individual Retirement Accounts (IRAs)
Build your retirement savings over the long term with traditional and Roth IRA certificates, where growth can be tax-deferred or tax-free.
- Traditional and Roth IRA plans
- Growth with tax advantages
- Terms fixed for several years
Savings and CD questions
What people ask about how interest builds up and what happens when a CD ends.
Start building your savings
Sign in to your account to open a savings plan, CD, or IRA at a strong rate.