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Everyday accounts

Everyday access, made simple

We have several everyday accounts to choose from, each with its own features and conditions. Take a look at the range, which includes Standard Checking, Personal Checking, Personal Interest Checking and Personal Money Market.

Standard Checking

A free*, non-interest earning account with no minimum balance to keep each day. It is open to individuals, trusts, estates, and non-business associations, and you can write as many checks as you like with no charge per check.

Personal Checking Balance Information: Our Schedule of Fees and Charges – Personal Options sets out the fees for this account, the balances that keep fees away, and more detail. Contact us or pick up a copy of the Personal Options Schedule of Fees and Charges at your local branch to learn more about Standard Checking.

* A “free” account can still carry certain fees, such as ATM fees, overdraft fees, bounced check fees, a fee to stop payment on a check, a fee on a dormant account, or check-printing fees. (See our Schedule of Fees and Charges).

 

Standard Checking: what is included

  • Write as many checks as you like
  • Visa® Card
  • Online access and bill pay
  • Alerts through online access
  • Download payments into Quicken® or QuickBooks®
  • Records online
  • Records on paper
  • Access by phone
  • Mobile app (message and data rates may apply)

Personal Checking

An account that does not earn interest, open to individuals, trusts, estates and non-business associations. You can write as many checks as you like, with no charge for each check.
Personal Checking Balance Information: Our Schedule of Fees and Charges – Personal Options explains the fees for this account, the balances that keep fees away, and more. Contact us for a copy of our Schedule of Fees and Charges, or pick one up at your local branch.

Personal Checking: what is included

  • Write as many checks as you like
  • Visa® Card
  • Online access and bill pay
  • Alerts through online access
  • Download payments into Quicken® or QuickBooks®
  • Records online
  • Records on paper
  • Access by phone
  • Mobile app (message and data rates may apply)

Personal Interest Checking

An everyday account that earns interest, open to individuals, trusts, estates and non-business associations. Please contact us for today's rates. You can write as many checks as you like, with no charge for each check.
Personal Interest Checking Balance Information: Our Schedule of Fees and Charges – Personal Options explains the fees for this account, the balances that keep fees away, and more. Contact us for a copy of our Schedule of Fees and Charges, or pick one up at your local branch.

Personal Interest Checking: what is included

  • Rates that move with your balance
  • Write as many checks as you like
  • Visa® Card
  • Online access and bill pay
  • Alerts through online access
  • Download payments into Quicken® or QuickBooks®
  • Records online
  • Records on paper
  • Access by phone
  • Sweeps
  • Mobile app (message and data rates may apply)
Rate Information: The rate on this account can change and is set in tiers. Our rates are competitive, so please contact us for today's figures.

Personal Money Market

An everyday account that earns interest, open to individuals, trusts, estates and non-business associations. Please contact us for today's rates.
Personal Money Market Balance Information: Our Schedule of Fees and Charges – Personal Options explains the fees for this account, the balances that keep fees away, and more. Contact us for a copy of our Schedule of Fees and Charges, or pick one up at your local branch.

Personal Money Market: what is included

  • Rates that move with your balance
  • Visa® Card
  • Online access and bill pay
  • Alerts through online access
  • Download payments into Quicken® or QuickBooks®
  • Records online
  • Records on paper
  • Access by phone
  • Sweeps
  • Mobile app (message and data rates may apply)
Rate Information: The rate on this account can change and is set in tiers. Our rates are competitive, so please contact us for today's figures.

Our personal rates

Accounts at BestCitizenBank are insured by the Federal Deposit Insurance Corporation (FDIC). You are welcome to use the FDIC's Insurance Estimator (EDIE) to see how your BestCitizenBank accounts are federally insured.