:root {
  --navy: #192e73;
  --blue: #263f85;
  --gold: #c9b18f;
  --gold-deep: #b69a71;
  --paper: #fff;
  --mist: #f0f2f7;
  --ink: #353535;
  --muted: #777b84;
  --line: #e5e7ec;
  --charcoal: #303030;
  --content: 1190px;
  --font: "Poppins", "Avenir Next", Avenir, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 86px; overflow-x: clip; }
@supports not (overflow-x: clip) { body { overflow-x: hidden; } }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: var(--font); font-size: 14px; line-height: 1.7; -webkit-font-smoothing: antialiased; }
img, svg { display: block; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
button, a, summary { -webkit-tap-highlight-color: transparent; }
button:focus-visible, a:focus-visible, summary:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible { outline: 3px solid rgba(201,177,143,.8); outline-offset: 3px; }
.shell { width: min(var(--content), calc(100% - 64px)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 100; top: 10px; left: 10px; padding: 10px 14px; color: #fff; background: var(--navy); transform: translateY(-160%); }
.skip-link:focus { transform: translateY(0); }

.site-header { position: sticky; z-index: 50; top: 0; height: 82px; background: rgba(255,255,255,.97); transition: box-shadow .2s ease; }
.site-header.is-scrolled { box-shadow: 0 5px 20px rgba(24,35,58,.09); }
.header-inner { height: 100%; display: flex; align-items: center; gap: 30px; }
.brand { display: inline-flex; flex: 0 0 auto; align-items: center; gap: 9px; text-decoration: none; color: #292929; }
.brand-mark { width: 42px; color: #676767; }
.brand-mark svg { width: 100%; }
.brand-copy { display: flex; flex-direction: column; line-height: 1.2; }
.brand-kicker { font-size: 9px; letter-spacing: .04em; color: #8a8a8a; }
.brand-name { font-size: 17px; font-weight: 700; letter-spacing: -.045em; white-space: nowrap; }
.primary-navigation { display: flex; align-items: center; justify-content: center; gap: clamp(15px, 2.1vw, 31px); margin-left: auto; }
.nav-link { position: relative; padding: 12px 0; color: #777; font-size: 12px; font-weight: 400; text-decoration: none; transition: color .2s ease; }
.nav-link::after { position: absolute; content: ""; left: 0; bottom: 7px; width: 0; height: 1px; background: var(--gold); transition: width .2s ease; }
.nav-link:hover, .nav-link.is-active { color: var(--gold-deep); }
.nav-link:hover::after, .nav-link.is-active::after { width: 100%; }
.header-utility { display: flex; align-items: center; gap: 18px; flex: 0 0 auto; }
.language-picker { position: relative; }
.language-toggle { display: flex; align-items: center; gap: 5px; padding: 5px 6px; border: 1px solid #e8e8e8; border-radius: 2px; color: #696969; background: #fff; font-size: 10px; cursor: pointer; }
.language-toggle svg { width: 8px; fill: none; stroke: currentColor; stroke-width: 1.3; }
.language-menu { position: absolute; z-index: 10; top: calc(100% + 8px); right: 0; width: 175px; padding: 5px; border: 1px solid var(--line); background: #fff; box-shadow: 0 8px 22px rgba(20,30,55,.12); }
.language-menu[hidden] { display: none; }
.language-menu button { display: flex; width: 100%; align-items: center; gap: 7px; padding: 9px; border: 0; color: var(--ink); background: #fff; text-align: left; font-size: 11px; cursor: pointer; }
.language-menu button:hover { background: var(--mist); }
.language-current { margin-left: auto; color: var(--muted); font-size: 9px; }
.menu-toggle { display: none; }

.hero { position: relative; min-height: 578px; overflow: hidden; background: #e6e9e8; }
.hero-image, .hero-shade { position: absolute; inset: 0; }
.hero-image { background: url("assets/hero.webp") center 51% / cover no-repeat; }
.hero-shade { background: linear-gradient(90deg,rgba(255,255,255,.62) 0%,rgba(255,255,255,.40) 34%,rgba(255,255,255,.06) 65%,rgba(255,255,255,0) 100%); }
.hero-inner { position: relative; min-height: 578px; display: flex; align-items: center; }
.hero-copy { max-width: 485px; padding: 25px 0 37px; }
.eyebrow, .section-kicker { display: block; color: var(--gold-deep); font-size: 10px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; }
.eyebrow { display: inline-block; margin-bottom: 12px; padding: 2px 10px; background: rgba(255,255,255,.75); letter-spacing: .04em; }
.hero h1 { margin: 0 0 12px; color: #282b31; font-size: clamp(42px, 4.25vw, 56px); font-weight: 700; letter-spacing: -.052em; line-height: 1.08; }
.hero-copy p { max-width: 410px; margin: 0 0 23px; color: #44484d; font-size: 14px; line-height: 1.75; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 10px; }
.button { display: inline-flex; min-height: 44px; align-items: center; justify-content: center; gap: 17px; padding: 11px 19px; border: 1px solid transparent; font-size: 11px; font-weight: 600; letter-spacing: .045em; line-height: 1.1; text-decoration: none; text-transform: uppercase; transition: transform .2s ease, background-color .2s ease, color .2s ease, box-shadow .2s ease; cursor: pointer; }
.button:hover { transform: translateY(-2px); box-shadow: 0 8px 18px rgba(19,38,93,.16); }
.button-primary { color: #fff; background: var(--navy); }
.button-primary:hover { background: #10245f; }
.button-outline { border-color: rgba(25,46,115,.75); color: var(--navy); background: rgba(255,255,255,.78); }
.button-outline:hover { color: #fff; background: var(--navy); }
.button-arrow { font-size: 15px; }
.hero-pagination { position: absolute; left: 0; bottom: 19px; display: flex; gap: 5px; align-items: center; }
.hero-pagination span { width: 6px; height: 6px; border: 1px solid rgba(255,255,255,.9); border-radius: 50%; background: rgba(255,255,255,.26); }
.hero-pagination .is-current { width: 16px; border-radius: 5px; background: var(--gold); border-color: var(--gold); }

.welcome-section { position: relative; z-index: 2; padding: 67px 0 82px; background: #fff; }
.welcome-grid { display: grid; grid-template-columns: minmax(0,1.08fr) minmax(330px,.92fr); align-items: center; gap: clamp(44px, 7vw, 92px); }
.welcome-copy { max-width: 610px; padding: 8px 0; }
.welcome-copy h2 { margin: 8px 0 3px; color: #333; font-size: clamp(28px, 3vw, 35px); font-weight: 650; letter-spacing: -.04em; line-height: 1.18; }
.welcome-copy .section-kicker { font-size: 9px; }
.short-rule { display: block; width: 38px; height: 2px; margin: 12px 0 20px; background: var(--gold); }
.welcome-copy p { max-width: 550px; margin: 0 0 14px; color: #70737b; font-size: 13px; line-height: 1.8; }
.welcome-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 22px; margin-top: 27px; }
.welcome-secondary-link { display: inline-flex; min-height: 44px; align-items: center; gap: 9px; color: var(--navy); font-size: 11px; font-weight: 600; text-decoration: none; }
.welcome-secondary-link span { transition: transform .2s ease; }
.welcome-secondary-link:hover span { transform: translateX(4px); }
.welcome-overview { position: relative; padding: 28px 30px 23px; border: 1px solid #e8eaf0; border-top: 3px solid var(--gold); background: #f8f9fc; box-shadow: 0 12px 30px rgba(29,42,75,.055); }
.welcome-overview-heading { display: flex; align-items: center; gap: 15px; }
.welcome-overview-icon { width: 48px; height: 48px; flex: 0 0 48px; display: grid; place-items: center; color: var(--navy); background: #fff; border: 1px solid #e8eaf0; }
.welcome-overview-icon svg { width: 35px; height: 35px; }
.overview-kicker { display: block; margin-bottom: 3px; color: var(--gold-deep); font-size: 8px; font-weight: 600; letter-spacing: .15em; }
.welcome-overview h3 { margin: 0; color: #30343d; font-size: 18px; font-weight: 600; letter-spacing: -.025em; line-height: 1.35; }
.welcome-overview-intro { margin: 18px 0 17px; color: #737780; font-size: 11px; line-height: 1.75; }
.welcome-benefits { display: grid; grid-template-columns: 1fr; gap: 0; margin: 0; padding: 0; list-style: none; }
.welcome-benefits li { display: flex; align-items: flex-start; gap: 12px; padding: 13px 0; border-top: 1px solid #e5e8ef; }
.welcome-benefits li > span { width: 27px; height: 27px; flex: 0 0 27px; display: grid; place-items: center; color: var(--gold-deep); background: #fff; border: 1px solid rgba(201,177,143,.62); font-size: 9px; font-weight: 600; line-height: 1; }
.welcome-benefits strong, .welcome-benefits small { display: block; }
.welcome-benefits strong { color: #3c4048; font-size: 11px; font-weight: 600; line-height: 1.45; }
.welcome-benefits small { margin-top: 2px; color: #777b84; font-size: 10px; line-height: 1.55; }
.welcome-overview-footer { display: grid; grid-template-columns: 22px minmax(0, 1fr); align-items: center; column-gap: 8px; width: 100%; padding-top: 15px; color: #757984; font-size: 9px; letter-spacing: .04em; }
.welcome-overview-rule { width: 22px; height: 1px; background: var(--gold); }
.welcome-overview-caption { min-width: 0; }
.text-link { display: inline-flex; align-items: center; gap: 12px; margin-top: 7px; color: var(--navy); font-size: 11px; font-weight: 600; text-decoration: none; }
.text-link span, .card-arrow { transition: transform .2s ease; }
.text-link:hover span, .card-arrow:hover { transform: translateX(4px); }

.appointment-heading { min-height: 83px; display: flex; align-items: center; justify-content: center; gap: 11px; padding: 10px 16px; color: #fff; text-align: center; }
.appointment-heading--navy { background: var(--navy); }
.appointment-heading h2 { margin: 0; font-size: 18px; font-weight: 600; line-height: 1.25; letter-spacing: .015em; }
.appointment-form { padding: 19px 20px 17px; }
.field { position: relative; display: block; margin-bottom: 9px; }
.field input, .field select, .field textarea { display: block; width: 100%; min-height: 40px; padding: 10px 35px 10px 12px; border: 1px solid #e5e5e5; border-radius: 0; outline-offset: 1px; color: #555; background: #fff; font-size: 11px; line-height: 1.45; }
.field input::placeholder, .field textarea::placeholder, .field select:invalid { color: #a1a1a1; opacity: 1; }
.field select { appearance: none; cursor: pointer; }
.field textarea { min-height: 76px; resize: vertical; }
.field-icon { position: absolute; top: 10px; right: 12px; color: #a6a6a6; font-size: 12px; pointer-events: none; }
.field-message .field-icon { top: 9px; }
.button-submit { width: 100%; min-height: 43px; margin-top: 2px; font-size: 10px; }
.button-submit--sand { color: #3d3328; background: var(--gold); }
.button-submit--sand:hover { background: #d2bd9c; }
.form-note, .form-status { margin: 10px 1px 0; color: #868992; font-size: 9px; line-height: 1.55; }
.form-status { color: var(--navy); font-size: 10px; font-weight: 500; }
.form-status:empty { display: none; }
.form-status a { color: var(--navy); font-weight: 600; }

.section-pad { padding: 88px 0 94px; }
.specialties-section { background: var(--mist); }
.section-heading { margin: 0 auto 39px; text-align: center; }
.section-heading .section-kicker { margin-bottom: 6px; font-size: 9px; }
.section-heading h2 { margin: 0; color: #333; font-size: clamp(28px, 3.1vw, 35px); font-weight: 650; letter-spacing: -.045em; line-height: 1.25; }
.section-heading .short-rule { width: 38px; margin: 13px auto 0; }
.section-note { margin: 13px 0 0; color: #898b91; font-size: 10px; }
.service-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 22px; }
.service-card { min-height: 305px; display: flex; flex-direction: column; align-items: flex-start; padding: 27px 28px 20px; border: 1px solid rgba(230,232,237,.8); background: #fff; box-shadow: 0 2px 9px rgba(35,45,72,.04); transition: transform .22s ease, box-shadow .22s ease; }
.service-card:hover { transform: translateY(-5px); box-shadow: 0 14px 28px rgba(35,45,72,.1); }
.service-icon { width: 48px; height: 48px; margin-bottom: 15px; color: var(--blue); transition: color .2s ease, transform .2s ease; }
.service-card:hover .service-icon { color: var(--gold-deep); transform: translateY(-2px); }
.service-category, .article-category { display: block; color: var(--gold-deep); font-size: 9px; font-weight: 500; letter-spacing: .045em; text-transform: uppercase; }
.service-card h3 { margin: 3px 0 3px; color: #363636; font-size: 19px; font-weight: 600; letter-spacing: -.025em; }
.service-rule { width: 39px; height: 1px; margin: 4px 0 12px; background: var(--gold); }
.service-card p { margin: 0; color: #777b83; font-size: 11px; line-height: 1.75; }
.card-arrow { display: inline-block; margin-top: auto; padding-top: 10px; color: var(--blue); font-size: 18px; line-height: 1; text-decoration: none; }
.section-action { display: flex; justify-content: center; margin-top: 20px; }
.button-sand { color: #453e35; background: var(--gold); }
.button-sand:hover { background: #d4c09e; }

.trust-section, .testimonials-section { position: relative; overflow: hidden; color: #fff; }
.trust-section { min-height: 410px; }
.trust-photo, .trust-overlay, .testimonial-photo, .testimonial-overlay { position: absolute; inset: 0; }
.trust-photo { width: 100%; height: 100%; object-fit: cover; object-position: center 48%; }
.trust-overlay { background: linear-gradient(90deg,rgba(18,42,112,.91),rgba(29,55,132,.91)),rgba(20,43,112,.85); }
.trust-content, .testimonial-content { position: relative; z-index: 1; }
.section-heading--light h2 { color: #fff; }
.section-heading--light .section-kicker { color: #d9c5a6; }
.trust-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 58px; }
.trust-item { padding: 3px 5px 0; }
.trust-icon { width: 41px; height: 41px; margin-bottom: 12px; color: #dfe5f8; }
.trust-item h3 { margin: 0 0 8px; color: #fff; font-size: 15px; font-weight: 500; }
.trust-item p { max-width: 290px; margin: 0; color: rgba(255,255,255,.78); font-size: 11px; line-height: 1.75; }
.trust-item > a { display: inline-flex; margin-top: 10px; color: #d7c19d; font-size: 18px; text-decoration: none; transition: transform .2s ease; }
.trust-item > a:hover { transform: translateX(4px); }

.news-section { background: #fff; }
.article-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 21px; align-items: start; }
.article-card { min-width: 0; background: #fff; border: 1px solid #e9e9e9; box-shadow: 0 3px 12px rgba(34,39,55,.1); transition: transform .2s ease, box-shadow .2s ease; }
.article-card:hover { transform: translateY(-4px); box-shadow: 0 13px 25px rgba(34,39,55,.13); }
.article-card > summary { display: block; list-style: none; cursor: pointer; }
.article-card > summary::-webkit-details-marker { display: none; }
.article-photo { display: block; width: 100%; height: 203px; object-fit: cover; object-position: center 43%; }
.article-content { display: flex; min-height: 191px; flex-direction: column; align-items: flex-start; padding: 17px 19px 15px; }
.article-category { margin-bottom: 7px; font-size: 9px; }
.article-title { display: block; margin-bottom: 7px; color: #333; font-size: 14px; font-weight: 600; line-height: 1.45; }
.article-excerpt { color: #85878d; font-size: 10px; line-height: 1.65; }
.article-read { display: flex; width: 100%; justify-content: space-between; align-items: center; margin-top: auto; padding-top: 13px; color: var(--navy); font-size: 9px; font-weight: 600; text-transform: uppercase; letter-spacing: .045em; }
.article-read span { font-size: 16px; transition: transform .2s ease; }
.article-card:hover .article-read span { transform: translateX(4px); }
.article-expanded { padding: 0 19px 18px; border-top: 1px solid var(--line); }
.article-expanded p { margin: 13px 0 8px; color: #777b83; font-size: 11px; }
.article-expanded a { color: var(--navy); font-size: 10px; font-weight: 600; text-decoration: none; }

.testimonials-section { min-height: 468px; padding-top: 76px; padding-bottom: 64px; }
.testimonial-photo { width: 100%; height: 100%; object-fit: cover; object-position: center 53%; }
.testimonial-overlay { background: linear-gradient(180deg,rgba(10,19,40,.25) 0%,rgba(10,19,40,.32) 100%); }
.testimonial-content .section-heading { margin-bottom: 27px; }
.testimonial-note { margin: 8px 0 0; color: rgba(255,255,255,.78); font-size: 9px; }
.testimonial-track { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; }
.testimonial-card { position: relative; min-height: 190px; padding: 19px 20px 16px; color: #4d4d4d; background: #fff; box-shadow: 0 3px 15px rgba(15,24,45,.15); }
.quote-mark { position: absolute; top: 10px; right: 15px; color: rgba(201,177,143,.47); font-family: Georgia,serif; font-size: 48px; line-height: 1; }
.avatar { width: 36px; height: 36px; display: grid; place-items: center; margin-bottom: 8px; border: 2px solid #fff; border-radius: 50%; color: #fff; background: var(--navy); box-shadow: 0 0 0 1px var(--gold); font-size: 13px; font-weight: 600; }
.avatar--two { background: #8d7359; }
.avatar--three { background: #586d80; }
.testimonial-card h3 { margin: 0; color: #333; font-size: 12px; font-weight: 600; }
.client-type { color: var(--gold-deep); font-size: 9px; }
.testimonial-card p { margin: 10px 0 0; color: #777b83; font-size: 10px; line-height: 1.7; }
.carousel-controls { display: flex; align-items: center; justify-content: center; gap: 18px; margin-top: 17px; }
.carousel-arrow { display: none; width: 34px; height: 34px; align-items: center; justify-content: center; border: 1px solid rgba(255,255,255,.55); border-radius: 50%; color: #fff; background: rgba(17,34,72,.25); cursor: pointer; }
.carousel-dots { display: flex; align-items: center; justify-content: center; gap: 7px; }
.carousel-dots button { width: 7px; height: 7px; padding: 0; border: 1px solid #fff; border-radius: 50%; background: transparent; cursor: pointer; }
.carousel-dots button[aria-current="true"] { width: 17px; border-color: var(--gold); border-radius: 5px; background: var(--gold); }

.why-money-section { overflow: hidden; scroll-margin-top: 96px; background: #fff; }
.why-money-grid { display: grid; grid-template-columns: minmax(0,1.02fr) minmax(0,.98fr); align-items: center; gap: clamp(48px,7vw,92px); }
.why-money-copy { max-width: 560px; }
.why-pill { display: inline-flex; align-items: center; gap: 9px; margin-bottom: 13px; padding: 7px 14px; border-radius: 24px; color: #41444b; background: #f5f5f6; font-size: 10px; font-weight: 500; letter-spacing: .08em; }
.why-pill > span { width: 7px; height: 7px; border-radius: 50%; background: var(--gold-deep); }
.why-money-copy h2 { max-width: 545px; margin: 0 0 19px; color: #28282a; font-size: clamp(34px,3.6vw,47px); font-weight: 600; letter-spacing: -.05em; line-height: 1.17; }
.why-money-copy > p { max-width: 520px; margin: 0 0 13px; color: #777983; font-size: 13px; line-height: 1.85; }
.money-focus { display: grid; gap: 20px; max-width: 520px; margin: 26px 0 30px; }
.focus-row > div { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-bottom: 10px; color: #303138; font-size: 12px; font-weight: 500; }
.focus-row > div > span:last-child { color: #85858c; font-size: 10px; font-weight: 400; }
.focus-track { display: block; height: 3px; background: #e6e8ec; }
.focus-track > span { display: block; height: 100%; background: var(--navy); }
.money-cta { min-height: 48px; gap: 11px; padding: 4px 21px 4px 5px; border-radius: 28px; color: #fff; background: var(--navy); font-size: 12px; letter-spacing: 0; text-transform: none; }
.money-cta:hover { background: var(--blue); }
.money-cta-icon { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; color: var(--navy); background: #fff; font-size: 19px; font-weight: 400; transition: transform .2s ease; }
.money-cta:hover .money-cta-icon { transform: translateX(2px); }
.money-collage { position: relative; min-width: 0; min-height: clamp(385px,40vw,495px); }
.money-photo-main { position: absolute; top: 0; right: 0; width: 77%; height: 84%; overflow: hidden; border-radius: 10px; background: #dce2e8; }
.money-photo-main > img, .money-photo-inset > img { width: 100%; height: 100%; object-fit: cover; }
.money-photo-main > img { object-position: 63% center; }
.money-inset-caption { font-size: 8px; font-weight: 600; letter-spacing: .12em; }
.money-photo-inset { position: absolute; z-index: 2; bottom: 0; left: 0; width: 49%; height: 43%; overflow: hidden; border: 5px solid #fff; border-radius: 9px; background: #dce2e8; box-shadow: 0 8px 24px rgba(21,36,67,.13); }
.money-photo-inset::after { position: absolute; inset: 45% 0 0; background: linear-gradient(0deg,rgba(18,31,55,.75),transparent); content: ""; }
.money-inset-link { position: absolute; z-index: 1; top: 50%; left: 50%; width: 44px; height: 44px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.8); border-radius: 50%; color: #fff; background: rgba(25,46,115,.72); font-size: 20px; transform: translate(-50%,-50%); transition: background .2s ease, transform .2s ease; }
.money-photo-inset:hover .money-inset-link { background: var(--navy); transform: translate(-50%,-50%) scale(1.06); }
.money-inset-caption { position: absolute; z-index: 1; right: 9px; bottom: 7px; left: 12px; color: #fff; text-align: left; }
.money-seal { position: absolute; z-index: 3; top: 22%; left: 9%; width: 114px; height: 114px; display: flex; flex-direction: column; align-items: center; justify-content: center; border: 1px solid rgba(25,46,115,.48); border-radius: 50%; color: #22325d; background: rgba(255,255,255,.92); text-align: center; transform: rotate(-12deg); }
.money-seal::before { position: absolute; inset: 6px; border: 1px dashed rgba(25,46,115,.38); border-radius: 50%; content: ""; }
.money-seal span { z-index: 1; max-width: 80px; font-family: Georgia,serif; font-size: 7px; font-weight: 600; letter-spacing: .08em; line-height: 1.3; }
.money-seal strong { z-index: 1; margin: 1px 0; color: var(--gold-deep); font-family: Georgia,serif; font-size: 27px; line-height: 1; }
.money-collage-pattern { position: absolute; z-index: 1; right: 0; bottom: 0; width: 34%; display: grid; grid-template-columns: repeat(3,1fr); }
.money-collage-pattern i { aspect-ratio: 1; background: linear-gradient(135deg,rgba(255,255,255,.8) 50%,rgba(25,46,115,.87) 50%); }
.money-collage-pattern i:nth-child(3n + 2) { background: linear-gradient(45deg,rgba(201,177,143,.92) 50%,rgba(255,255,255,.78) 50%); }
.money-collage-pattern i:nth-child(4n) { background: linear-gradient(135deg,rgba(25,46,115,.88) 50%,rgba(255,255,255,.78) 50%); }

.contact-section { color: #fff; background: var(--navy); }
.contact-panel { padding: 70px 0; background: var(--navy); }
.contact-content { display: grid; width: min(var(--content),calc(100% - 64px)); grid-template-columns: minmax(0,1fr) minmax(300px,.82fr); align-items: center; gap: clamp(42px,7vw,96px); margin-inline: auto; }
.contact-content .section-kicker { color: #d5e0ff; }
.contact-content h2 { margin: 5px 0; color: #fff; font-size: 34px; font-weight: 600; letter-spacing: -.04em; }
.contact-content .short-rule { margin: 12px 0 20px; }
.contact-intro p { max-width: 465px; margin: 0; color: #e0e7ff; font-size: 13px; line-height: 1.8; }
.contact-details { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 14px; }
.contact-details > div { min-height: 115px; padding: 20px 19px; border: 1px solid rgba(224,232,255,.2); background: var(--blue); }
.contact-details h3 { margin: 0 0 10px; color: #d8e1ff; font-size: 11px; font-weight: 500; }
.contact-details a { display: block; color: #fff; font-size: 13px; font-weight: 500; line-height: 1.55; text-decoration: none; }
.contact-details a:hover { color: #e4d1b5; text-decoration: underline; text-underline-offset: 3px; }
.contact-details .contact-phone { font-size: 18px; letter-spacing: .035em; white-space: nowrap; }

.site-footer { position: relative; overflow: hidden; color: #f3f5fa; background: #101a31; border-top: 1px solid rgba(221,230,255,.17); }
.footer-inner { position: relative; display: block; min-height: 0; }
.footer-head { min-height: 128px; display: grid; grid-template-columns: minmax(220px,1fr) minmax(240px,.9fr) auto; align-items: center; gap: 32px; border-bottom: 1px solid rgba(221,230,255,.17); }
.footer-brand .brand-mark { width: 48px; color: rgba(255,255,255,.84); }
.footer-brand .brand-kicker { color: #d6bd99; }
.footer-brand .brand-name { color: #fff; }
.footer-headline { max-width: 320px; margin: 0; color: #e1e5ed; font-size: 14px; font-weight: 500; line-height: 1.7; }
.footer-talk-link { display: inline-flex; align-items: center; gap: 13px; color: #f8f8f8; font-size: 12px; font-weight: 600; text-decoration: none; transition: color .2s ease; }
.footer-talk-link > span { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; color: var(--navy); background: var(--gold); font-size: 16px; transition: transform .2s ease,background .2s ease; }
.footer-talk-link:hover { color: #e4d1b5; }
.footer-talk-link:hover > span { transform: translateX(3px); background: #d6bd99; }
.footer-main { position: relative; display: grid; grid-template-columns: minmax(225px,1.32fr) minmax(108px,.6fr) minmax(155px,.82fr) minmax(215px,1fr); gap: clamp(24px,3vw,44px); padding: 54px 0 62px; }
.footer-watermark { position: absolute; z-index: 0; right: 32%; bottom: -54px; color: transparent; font-size: clamp(86px,13vw,164px); font-weight: 700; letter-spacing: -.085em; line-height: .82; white-space: nowrap; pointer-events: none; -webkit-text-stroke: 1px rgba(255,255,255,.075); }
.footer-main > * { position: relative; z-index: 1; }
.footer-main > .footer-watermark { position: absolute; z-index: 0; }
.footer-intro { max-width: 360px; }
.footer-eyebrow { display: block; margin-bottom: 13px; color: #d6bd99; font-size: 9px; font-weight: 600; letter-spacing: .17em; }
.footer-intro h2 { margin: 0 0 14px; color: #fff; font-size: clamp(23px,2.4vw,29px); font-weight: 600; letter-spacing: -.045em; line-height: 1.32; }
.footer-intro p { max-width: 350px; margin: 0; color: #b8c0cf; font-size: 12px; line-height: 1.8; }
.footer-intro-cta { display: inline-flex; min-height: 46px; align-items: center; gap: 10px; margin-top: 24px; padding: 5px 19px 5px 6px; border-radius: 25px; color: #18233b; background: var(--gold); font-size: 11px; font-weight: 600; text-decoration: none; transition: background .2s ease,transform .2s ease; }
.footer-intro-cta > span { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; color: var(--navy); background: #fff; font-size: 17px; }
.footer-intro-cta:hover { transform: translateY(-2px); background: #d7c2a3; }
.footer-link-group { display: flex; flex-direction: column; align-items: flex-start; gap: 13px; }
.footer-link-group h2, .footer-contact h2 { margin: 0 0 9px; color: #fff; font-size: 15px; font-weight: 600; letter-spacing: -.02em; }
.footer-link-group a { color: #b8c0cf; font-size: 12px; line-height: 1.5; text-decoration: none; transition: color .2s ease,transform .2s ease; }
.footer-link-group a:hover, .footer-link-group a[aria-current="page"] { color: #e4d1b5; }
.footer-link-group a:hover { transform: translateX(3px); }
.footer-contact { padding-left: clamp(22px,3vw,40px); border-left: 1px solid rgba(221,230,255,.18); }
.footer-contact-row { display: flex; align-items: center; gap: 13px; margin-top: 18px; }
.footer-contact-icon { width: 38px; height: 38px; flex: 0 0 38px; display: grid; place-items: center; border-radius: 50%; color: #dfc59f; background: rgba(255,255,255,.09); }
.footer-contact-icon svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }
.footer-contact-row div > span { display: block; margin-bottom: 4px; color: #b8c0cf; font-size: 10px; }
.footer-contact-row a { color: #f3f5fa; font-size: 13px; font-weight: 500; text-decoration: none; }
.footer-contact-row a:hover { color: #e4d1b5; text-decoration: underline; text-underline-offset: 3px; }
.footer-social { display: flex; align-items: center; gap: 10px; margin-top: 22px; color: #fff; }
.social-icon { width: 36px; height: 36px; flex: 0 0 36px; display: grid; place-items: center; padding: 9px; border-radius: 50%; color: currentColor; background: rgba(255,255,255,.1); }
.social-icon svg { width: 100%; height: 100%; fill: currentColor; }
.social-icon--instagram svg { fill: none; stroke: currentColor; stroke-width: 1.8; }
.social-icon--instagram .social-icon-dot { fill: currentColor; stroke: none; }
.footer-bottom { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 15px 10px 15px 128px; border-top: 1px solid rgba(221,230,255,.17); }
.copyright { margin: 0; color: #c4cbd8; text-align: left; font-size: 11px; }
.footer-bottom-top { display: inline-flex; align-items: center; gap: 10px; color: #dbe0e9; font-size: 11px; text-decoration: none; transition: color .2s ease; }
.footer-bottom-top > span { width: 30px; height: 30px; display: grid; place-items: center; border: 1px solid rgba(232,238,255,.3); color: #fff; background: rgba(255,255,255,.06); font-size: 16px; }
.footer-bottom-top:hover { color: #e4d1b5; }
.footer-bottom-top:hover > span { border-color: var(--gold); color: var(--gold); }
.floating-contact { position: fixed; z-index: 40; right: 20px; bottom: 22px; width: 52px; height: 52px; display: flex; flex-direction: column; align-items: center; justify-content: center; border: 2px solid #fff; border-radius: 50%; color: #fff; background: var(--navy); box-shadow: 0 5px 18px rgba(0,0,0,.2); text-decoration: none; transition: transform .2s ease; }
.floating-contact:hover { transform: translateY(-3px); }
.floating-contact svg { width: 17px; fill: currentColor; }
.floating-contact span { font-size: 8px; line-height: 1.2; }
.toast { position: fixed; z-index: 80; right: 20px; bottom: 84px; max-width: min(360px,calc(100vw - 40px)); padding: 12px 16px; color: #fff; background: #303030; box-shadow: 0 5px 20px rgba(0,0,0,.2); font-size: 11px; opacity: 0; transform: translateY(8px); pointer-events: none; transition: opacity .2s ease, transform .2s ease; }
.toast.is-visible { opacity: 1; transform: translateY(0); }
.login-dialog { width: min(480px,calc(100% - 32px)); padding: 0; border: 0; color: var(--ink); background: #fff; box-shadow: 0 22px 70px rgba(10,20,50,.3); }
.login-dialog::backdrop { background: rgba(15,25,48,.64); }
.login-dialog-inner { padding: 34px; }
.login-dialog h2 { margin: 8px 0 10px; color: #30343c; font-size: 25px; font-weight: 600; letter-spacing: -.035em; line-height: 1.25; }
.login-dialog p { margin: 0; color: #6e737d; font-size: 13px; line-height: 1.8; }
.login-dialog-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 23px; }
.login-dialog-actions .button { min-width: 130px; }
.reveal-on-scroll { opacity: 0; transform: translateY(18px); transition: opacity .55s ease, transform .55s ease; }
.reveal-on-scroll.is-visible { opacity: 1; transform: translateY(0); }

/* Dedicated destination pages */
.page-hero { position: relative; min-height: 405px; overflow: hidden; color: #fff; background-color: #1b2d65; background-position: center 48%; background-size: cover; }
.page-hero::before { position: absolute; inset: 0; content: ""; background: linear-gradient(90deg,rgba(14,30,77,.88) 0%,rgba(20,42,98,.77) 48%,rgba(22,43,95,.37) 100%); }
.page-hero--banking { background-image: url("assets/hero.webp"); }
.page-hero--tips { background-image: url("assets/article-labor.webp"); }
.page-hero--approach { background-image: url("assets/trust.webp"); }
.page-hero--contact { background-image: url("assets/testimonials.webp"); }
.page-hero-inner { position: relative; z-index: 1; min-height: 405px; display: flex; flex-direction: column; justify-content: center; padding-block: 35px 45px; }
.page-breadcrumb { display: flex; align-items: center; gap: 9px; margin-bottom: 35px; color: rgba(255,255,255,.77); font-size: 10px; }
.page-breadcrumb a { color: #fff; text-decoration: none; }
.page-breadcrumb a:hover { color: #e5cfad; }
.page-breadcrumb span:last-child { color: #e5cfad; }
.page-hero-copy { max-width: 690px; }
.page-hero-copy .eyebrow { color: #4b3c2a; }
.page-hero h1 { max-width: 680px; margin: 0 0 13px; color: #fff; font-size: clamp(38px,5vw,56px); font-weight: 650; letter-spacing: -.05em; line-height: 1.1; }
.page-hero-copy p { max-width: 610px; margin: 0 0 23px; color: rgba(255,255,255,.87); font-size: 15px; line-height: 1.8; }
.page-hero .button-sand { color: #3e352a; }
.page-section { padding: 82px 0 88px; background: #fff; }
.page-section--mist { background: var(--mist); }
.page-section--navy { color: #fff; background: var(--navy); }
.page-section--compact { padding-block: 61px; }
.page-section .section-heading { margin-bottom: 35px; }
.section-heading--left { margin-left: 0; text-align: left; }
.section-heading--left .short-rule { margin-left: 0; }
.section-heading--left > p { max-width: 650px; margin: 14px 0 0; color: var(--muted); font-size: 13px; line-height: 1.8; }
.page-grid-2 { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 30px; align-items: stretch; }
.page-grid-3 { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 22px; align-items: stretch; }
.page-card { min-height: 100%; padding: 26px 26px 23px; border: 1px solid #e7e9ef; background: #fff; box-shadow: 0 3px 14px rgba(32,43,76,.045); }
.page-card--flat { background: rgba(255,255,255,.8); box-shadow: none; }
.page-card-number { display: grid; width: 38px; height: 38px; place-items: center; margin-bottom: 17px; border: 1px solid rgba(201,177,143,.7); color: var(--navy); font-size: 12px; font-weight: 600; }
.page-card-icon { width: 38px; height: 38px; margin-bottom: 15px; color: var(--blue); }
.page-card-icon svg { width: 100%; height: 100%; fill: none; stroke: currentColor; stroke-width: 1.55; stroke-linecap: round; stroke-linejoin: round; }
.page-card .service-category { margin-bottom: 5px; }
.page-card h3 { margin: 0 0 9px; color: #333; font-size: 17px; font-weight: 600; letter-spacing: -.025em; line-height: 1.4; }
.page-card p { margin: 0; color: #747881; font-size: 12px; line-height: 1.8; }
.page-card p + p { margin-top: 11px; }
.page-card ul { display: grid; gap: 7px; margin: 13px 0 0; padding-left: 17px; color: #747881; font-size: 11px; line-height: 1.7; }
.page-split { display: grid; grid-template-columns: minmax(0,.94fr) minmax(0,1.06fr); gap: 55px; align-items: center; }
.page-split--reverse > :first-child { order: 2; }
.page-split--reverse > :last-child { order: 1; }
.page-photo { position: relative; min-height: 365px; overflow: hidden; background: var(--mist); }
.page-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.page-copy h2 { margin: 0 0 12px; color: #333; font-size: clamp(26px,3vw,34px); font-weight: 650; letter-spacing: -.04em; line-height: 1.25; }
.page-copy > p { margin: 0 0 14px; color: #70737b; font-size: 13px; line-height: 1.85; }
.page-copy .short-rule { margin: 13px 0 19px; }
.page-copy--light h2 { color: #fff; }
.page-copy--light > p { color: rgba(255,255,255,.79); }
.page-checklist { display: grid; gap: 12px; margin: 18px 0 0; padding: 0; list-style: none; }
.page-checklist li { position: relative; padding-left: 27px; color: #626773; font-size: 12px; line-height: 1.75; }
.page-checklist li::before { position: absolute; top: 2px; left: 0; width: 17px; height: 17px; border: 1px solid var(--gold); content: ""; }
.page-checklist li::after { position: absolute; top: 5px; left: 6px; width: 4px; height: 8px; border-right: 1.5px solid var(--navy); border-bottom: 1.5px solid var(--navy); content: ""; transform: rotate(45deg); }
.page-checklist strong { color: #3d4149; }
.page-note { margin-top: 22px; padding: 17px 19px; border-left: 3px solid var(--gold); color: #626773; background: #f6f7fa; font-size: 11px; line-height: 1.8; }
.page-note strong { color: #3f434c; }
.step-list { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 0; counter-reset: steps; border-top: 1px solid var(--line); }
.step-item { position: relative; min-height: 200px; padding: 24px 24px 18px 0; counter-increment: steps; }
.step-item::before { display: block; width: 34px; height: 34px; margin-bottom: 18px; border: 1px solid var(--gold); color: var(--navy); content: "0" counter(steps); text-align: center; font-size: 11px; line-height: 32px; }
.step-item:not(:last-child)::after { position: absolute; top: 40px; right: 18px; left: 49px; height: 1px; background: var(--line); content: ""; }
.step-item h3 { margin: 0 0 8px; color: #353535; font-size: 16px; font-weight: 600; }
.step-item p { margin: 0; color: #777b83; font-size: 11px; line-height: 1.8; }
.resource-list { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 14px; }
.resource-link { display: flex; min-height: 77px; align-items: center; justify-content: space-between; gap: 18px; padding: 16px 18px; border: 1px solid var(--line); color: var(--navy); background: #fff; text-decoration: none; transition: border-color .2s ease, transform .2s ease, box-shadow .2s ease; }
.resource-link:hover { transform: translateY(-2px); border-color: var(--gold); box-shadow: 0 6px 16px rgba(30,46,92,.08); }
.resource-link span { display: grid; gap: 3px; }
.resource-link strong { color: #343943; font-size: 12px; font-weight: 600; }
.resource-link small { color: #7b7e86; font-size: 10px; line-height: 1.6; }
.resource-link > b { flex: 0 0 auto; font-size: 18px; font-weight: 400; }
.page-cta { display: flex; align-items: center; justify-content: space-between; gap: 26px; padding: 30px 34px; color: #fff; background: var(--navy); }
.page-cta h2 { margin: 0 0 4px; color: #fff; font-size: 22px; font-weight: 600; }
.page-cta p { max-width: 650px; margin: 0; color: rgba(255,255,255,.78); font-size: 12px; line-height: 1.75; }
.page-cta .button { flex: 0 0 auto; }
.page-cta .button-sand { background: var(--gold); }
.contact-info-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 22px; align-items: stretch; }
.contact-info-card { padding: 28px; background: var(--mist); }
.contact-info-card h2 { margin: 0 0 5px; color: #333; font-size: 22px; font-weight: 600; }
.contact-info-card .short-rule { margin: 10px 0 19px; }
.contact-info-card h3 { margin: 18px 0 4px; color: #747881; font-size: 11px; font-weight: 500; }
.contact-info-card h3:first-of-type { margin-top: 0; }
.contact-info-card p, .contact-info-card a { margin: 0; color: #3f4653; font-size: 14px; line-height: 1.75; text-decoration: none; }
.contact-info-card a { color: var(--navy); font-weight: 600; }
.contact-form-card { border: 1px solid var(--line); background: #fff; box-shadow: 0 5px 20px rgba(27,42,86,.08); }
.contact-form-card .appointment-heading { justify-content: flex-start; min-height: 70px; padding-inline: 24px; text-align: left; }
.contact-form-card .appointment-heading h2 { font-size: 18px; }
.contact-form-card .appointment-form { padding: 22px 24px; }
.contact-form-card .field input, .contact-form-card .field select, .contact-form-card .field textarea { min-height: 45px; font-size: 12px; }
.contact-form-card .field textarea { min-height: 105px; }
.faq-list { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 13px; }
.faq-list details { border: 1px solid var(--line); background: #fff; }
.faq-list summary { position: relative; padding: 17px 42px 17px 18px; color: #343943; font-size: 12px; font-weight: 600; cursor: pointer; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { position: absolute; top: 14px; right: 17px; color: var(--gold-deep); content: "+"; font-size: 20px; font-weight: 400; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { margin: 0; padding: 0 18px 17px; color: #737780; font-size: 11px; line-height: 1.8; }
.page-disclaimer { margin: 24px 0 0; color: #858892; font-size: 10px; line-height: 1.8; }

@media (max-width: 1050px) {
  .header-inner { gap: 20px; }
  .primary-navigation { gap: 16px; }
  .header-utility { gap: 11px; }
  .hero, .hero-inner { min-height: 530px; }
  .welcome-grid { gap: 52px; }
  .why-money-grid { gap: 42px; }
  .service-card { padding-inline: 22px; }
  .trust-grid { gap: 32px; }
  .article-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .article-photo { height: 175px; }
  .footer-main { grid-template-columns: minmax(205px,1.15fr) minmax(100px,.6fr) minmax(145px,.8fr) minmax(190px,1fr); gap: 22px; }
  .footer-contact { padding-left: 22px; }
}

@media (max-width: 780px) {
  html { scroll-padding-top: 72px; }
  .shell { width: min(var(--content), calc(100% - 40px)); }
  .site-header { height: 72px; }
  .header-inner { justify-content: space-between; gap: 12px; }
  .brand-mark { width: 37px; }
  .brand-name { font-size: 15px; }
  .menu-toggle { display: flex; width: 42px; height: 42px; flex: 0 0 auto; flex-direction: column; align-items: center; justify-content: center; gap: 5px; order: 3; border: 1px solid var(--line); color: var(--navy); background: #fff; cursor: pointer; }
  .menu-toggle span { width: 18px; height: 1.5px; background: currentColor; transition: transform .2s ease, opacity .2s ease; }
  .menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(6.5px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-6.5px) rotate(-45deg); }
  .header-utility { margin-left: auto; }
  .primary-navigation { position: absolute; top: 100%; right: 0; left: 0; display: none; align-items: stretch; gap: 0; padding: 6px 20px 16px; border-top: 1px solid var(--line); background: #fff; box-shadow: 0 9px 14px rgba(20,30,55,.1); }
  .primary-navigation.is-open { display: flex; flex-direction: column; }
  .nav-link { padding: 12px 4px; border-bottom: 1px solid #f0f0f0; font-size: 13px; }
  .nav-link::after { display: none; }
  .hero, .hero-inner { min-height: 520px; }
  .hero-image { background-position: 59% center; }
  .hero-shade { background: linear-gradient(90deg,rgba(255,255,255,.9) 0%,rgba(255,255,255,.78) 42%,rgba(255,255,255,.25) 82%,rgba(255,255,255,.08) 100%); }
  .hero-copy { max-width: 420px; }
  .hero h1 { font-size: clamp(39px,8vw,52px); }
  .hero-copy p { max-width: 355px; }
  .welcome-section { padding: 48px 0 66px; }
  .welcome-grid { grid-template-columns: 1fr; gap: 32px; }
  .appointment-heading h2 { font-size: 16px; }
  .appointment-form { padding: 16px; }
  .section-pad { padding: 67px 0 72px; }
  .service-grid, .article-grid { gap: 15px; }
  .article-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .service-card { min-height: 315px; padding: 22px 18px 17px; }
  .service-card h3 { font-size: 17px; }
  .service-card p { font-size: 10px; }
  .trust-section { min-height: auto; }
  .trust-grid { gap: 20px; }
  .trust-item h3 { font-size: 13px; }
  .trust-item p { font-size: 10px; }
  .article-photo { height: 145px; }
  .article-content { min-height: 205px; padding: 14px; }
  .article-title { font-size: 12px; }
  .article-expanded { padding-inline: 14px; }
  .why-money-grid { grid-template-columns: 1fr; gap: 38px; }
  .why-money-section { scroll-margin-top: 82px; }
  .why-money-copy { max-width: 640px; }
  .why-money-copy h2 { max-width: 590px; font-size: clamp(34px,6vw,44px); }
  .money-collage { width: min(100%,610px); min-height: clamp(390px,64vw,480px); margin-inline: auto; }
  .contact-content { width: calc(100% - 40px); grid-template-columns: 1fr; gap: 26px; }
  .contact-details { gap: 12px; }
}

@media (max-width: 620px) {
  .header-utility { gap: 7px; }
  .brand { gap: 7px; }
  .language-toggle { padding: 5px 4px; }
  .hero, .hero-inner { min-height: 525px; }
  .hero-image { background-position: 63% center; }
  .hero-shade { background: linear-gradient(90deg,rgba(255,255,255,.94) 0%,rgba(255,255,255,.88) 54%,rgba(255,255,255,.46) 100%); }
  .hero-inner { align-items: center; }
  .hero-copy { width: min(100%,370px); padding-top: 5px; }
  .hero h1 { font-size: clamp(37px,10vw,48px); }
  .hero-copy p { max-width: 320px; font-size: 13px; }
  .hero-actions { gap: 8px; }
  .hero-actions .button { min-height: 44px; padding-inline: 14px; }
  .hero-pagination { left: 20px; }
  .welcome-section { padding: 49px 0 57px; }
  .welcome-grid { grid-template-columns: 1fr; gap: 28px; }
  .welcome-copy { padding-top: 0; }
  .welcome-copy h2 { font-size: 30px; }
  .welcome-overview { padding: 23px 21px 19px; }
  .welcome-actions { gap: 14px; margin-top: 23px; }
  .welcome-actions .button { min-height: 44px; padding-inline: 14px; }
  .appointment-heading { min-height: 74px; }
  .appointment-heading h2 { font-size: 17px; }
  .appointment-form { padding: 16px 17px; }
  .field input, .field select, .field textarea { min-height: 44px; font-size: 12px; }
  .field textarea { min-height: 86px; }
  .section-pad { padding: 58px 0 63px; }
  .section-heading { margin-bottom: 30px; }
  .section-heading h2 { font-size: 27px; }
  .service-grid { grid-template-columns: 1fr; gap: 13px; }
  .service-card { min-height: 0; padding: 22px 23px 17px; }
  .service-icon { width: 44px; height: 44px; margin-bottom: 10px; }
  .service-card p { font-size: 11px; }
  .service-card .card-arrow { margin-top: 5px; }
  .trust-section { padding-block: 61px; }
  .trust-photo { object-position: 57% center; }
  .trust-overlay { background: rgba(21,44,116,.89); }
  .trust-grid { grid-template-columns: 1fr; gap: 25px; max-width: 460px; margin-inline: auto; }
  .trust-item { display: grid; grid-template-columns: 44px 1fr; column-gap: 14px; align-items: start; padding: 0; }
  .trust-icon { grid-row: span 4; width: 39px; height: 39px; margin: 0; }
  .trust-item h3 { margin: 0 0 3px; font-size: 14px; }
  .trust-item p { max-width: 100%; font-size: 10px; }
  .trust-item > a { grid-column: 2; margin-top: 5px; }
  .article-grid { grid-template-columns: 1fr; gap: 17px; }
  .article-photo { height: auto; aspect-ratio: 1.78; }
  .article-content { min-height: 170px; padding: 16px 18px; }
  .article-title { font-size: 14px; }
  .article-excerpt { font-size: 11px; }
  .testimonials-section { padding-block: 58px; }
  .testimonials-section { min-height: auto; padding-block: 60px; }
  .testimonial-photo { object-position: 53% center; }
  .testimonial-overlay { background: rgba(12,20,38,.44); }
  .testimonial-track { display: flex; gap: 14px; overflow-x: auto; padding: 0 2px 8px; scroll-snap-type: x mandatory; scrollbar-width: none; overscroll-behavior-x: contain; }
  .testimonial-track::-webkit-scrollbar { display: none; }
  .testimonial-card { min-width: 100%; min-height: 195px; scroll-snap-align: center; }
  .carousel-controls { gap: 15px; }
  .carousel-arrow { display: inline-flex; }
  .why-money-grid { gap: 31px; }
  .why-money-copy h2 { font-size: clamp(32px,8.5vw,41px); }
  .why-money-copy > p { font-size: 12px; }
  .money-focus { gap: 17px; margin: 22px 0 25px; }
  .money-collage { min-height: clamp(330px,92vw,405px); }
  .money-photo-main { width: 80%; height: 83%; }
  .money-photo-inset { width: 52%; height: 43%; }
  .money-seal { top: 20%; left: 3%; width: 94px; height: 94px; }
  .money-seal span { font-size: 6px; }
  .contact-panel { padding-block: 50px; }
  .contact-content { width: calc(100% - 40px); grid-template-columns: 1fr; gap: 26px; }
  .contact-content h2 { font-size: 30px; }
  .contact-details { gap: 10px; }
  .contact-details > div { min-height: 0; padding: 16px 14px; }
  .contact-details .contact-phone { font-size: 16px; }
  .floating-contact { right: 14px; bottom: 14px; width: 49px; height: 49px; }
  .login-dialog-inner { padding: 25px 22px; }
  .login-dialog h2 { font-size: 22px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal-on-scroll { opacity: 1; transform: none; }
}

.page-section--navy .page-checklist li { color: rgba(255,255,255,.82); }
.page-section--navy .page-checklist strong { color: #fff; }
.page-section--navy .page-checklist li::after { border-color: #fff; }
.page-disclaimer--light { color: rgba(255,255,255,.66); }

@media (max-width: 1050px) {
  .page-split { gap: 38px; }
  .page-card { padding: 23px 21px; }
  .page-hero, .page-hero-inner { min-height: 380px; }
}

@media (max-width: 780px) {
  .page-section { padding-block: 67px 72px; }
  .page-section--compact { padding-block: 53px; }
  .page-hero, .page-hero-inner { min-height: 385px; }
  .page-hero-inner { padding-block: 28px 38px; }
  .page-breadcrumb { margin-bottom: 27px; }
  .page-hero-copy p { max-width: 540px; font-size: 13px; }
  .page-grid-3 { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .page-grid-3 > :last-child:nth-child(odd) { grid-column: 1 / -1; }
  .page-split { grid-template-columns: 1fr 1fr; gap: 28px; }
  .page-photo { min-height: 315px; }
  .step-list { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .step-item { min-height: 190px; padding-right: 18px; }
  .step-item:not(:last-child)::after { display: none; }
  .page-cta { padding: 25px; }
  .contact-info-grid { grid-template-columns: .85fr 1.15fr; gap: 16px; }
  .contact-info-card { padding: 23px; }
  .footer-head { grid-template-columns: minmax(0,1fr) auto; gap: 14px 24px; padding: 22px 0; }
  .footer-headline { grid-column: 1; grid-row: 2; }
  .footer-talk-link { grid-column: 2; grid-row: 2; }
  .footer-main { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 38px 28px; padding: 42px 0 48px; }
  .footer-intro { grid-column: 1 / -1; max-width: 620px; }
  .footer-contact { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); align-items: start; gap: 16px 20px; padding: 25px 0 0; border-top: 1px solid rgba(221,230,255,.18); border-left: 0; }
  .footer-contact h2 { grid-column: 1 / -1; margin-bottom: 0; }
  .footer-contact-row { margin-top: 0; }
  .footer-contact-row:nth-of-type(1) { grid-column: 1; }
  .footer-contact-row:nth-of-type(2) { grid-column: 2; }
  .footer-contact .footer-social { grid-column: 3; margin-top: 0; }
  .footer-watermark { right: 3%; font-size: clamp(86px,17vw,150px); }
}

@media (max-width: 620px) {
  .page-hero, .page-hero-inner { min-height: 430px; }
  .page-hero-inner { justify-content: center; padding-block: 25px 34px; }
  .page-breadcrumb { margin-bottom: 23px; font-size: 10px; }
  .page-hero h1 { max-width: 500px; font-size: clamp(36px,10vw,47px); }
  .page-hero-copy p { font-size: 12px; line-height: 1.75; }
  .page-section { padding-block: 57px 62px; }
  .page-section--compact { padding-block: 43px; }
  .page-section .section-heading { margin-bottom: 28px; }
  .section-heading--left { text-align: left; }
  .section-heading--left h2 { font-size: 27px; }
  .page-grid-2, .page-grid-3 { grid-template-columns: 1fr; gap: 13px; }
  .page-grid-3 > :last-child:nth-child(odd) { grid-column: auto; }
  .page-card { min-height: 0; padding: 22px 22px 21px; }
  .page-split, .page-split--reverse { grid-template-columns: 1fr; gap: 27px; }
  .page-split--reverse > :first-child, .page-split--reverse > :last-child { order: initial; }
  .page-photo { min-height: 250px; }
  .page-copy h2 { font-size: 27px; }
  .step-list { grid-template-columns: 1fr; }
  .step-item { min-height: 0; padding: 20px 0 19px; border-bottom: 1px solid var(--line); }
  .step-item::before { float: left; margin: 0 13px 15px 0; }
  .step-item:not(:last-child)::after { display: none; }
  .step-item h3 { padding-top: 1px; }
  .step-item p { clear: both; }
  .resource-list { grid-template-columns: 1fr; gap: 10px; }
  .page-cta { align-items: flex-start; flex-direction: column; gap: 18px; padding: 23px 21px; }
  .page-cta h2 { font-size: 19px; }
  .contact-info-grid { grid-template-columns: 1fr; gap: 17px; }
  .contact-info-card { padding: 23px 21px; }
  .contact-form-card .appointment-form { padding: 18px; }
  .faq-list { grid-template-columns: 1fr; gap: 10px; }
  .page-disclaimer { font-size: 10px; }
  .footer-head { grid-template-columns: 1fr; gap: 14px; padding: 22px 0 24px; }
  .footer-headline { grid-column: 1; grid-row: auto; font-size: 13px; }
  .footer-talk-link { grid-column: 1; grid-row: auto; justify-self: start; }
  .footer-talk-link > span { width: 36px; height: 36px; }
  .footer-main { gap: 32px 18px; padding: 37px 0 40px; }
  .footer-intro h2 { max-width: 320px; font-size: 25px; }
  .footer-link-group { gap: 11px; }
  .footer-link-group h2, .footer-contact h2 { margin-bottom: 6px; font-size: 14px; }
  .footer-link-group a { font-size: 11px; }
  .footer-contact { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
  .footer-contact-row { margin: 0; }
  .footer-social { gap: 9px; margin-top: 1px; }
  .social-icon { width: 34px; height: 34px; flex-basis: 34px; padding: 8px; }
  .footer-watermark { right: auto; bottom: -22px; left: 8%; font-size: 68px; }
  .footer-bottom { min-height: 0; align-items: flex-start; flex-direction: column; gap: 12px; padding: 17px 0 20px 120px; }
  .copyright { font-size: 10px; }
}